The advent of the internet has brought a whole new era of connected-ness and convenience. But this convenience gives criminals new opportunities for illegal gain from uninformed victims.
Some scams such as the Nigerian or 419 scam have been around for years and still trap the unwitting. During 2006 over $7million was fleeced from Queenslanders alone according to police. But more subtle and devious methods can fool even the diligent. ‘Phishing’ emails purporting to come from your bank, Ebay or other account attempt to get you to click on a link and log in to that account. The link actually takes you to a fake site that looks like the one you are used to logging in to. You enter login details which the fraudster captures so that they then have full access to your account. One of the latest schemes is the computer remote access scam where a phone caller says they are from Microsoft and have found that there is a problem with the potential victims PC. They then charge a fee to access the computer remotely and fix the ‘problem’. Best course of action is to hang up on these callers.
Online, sophisticated techniques are constantly probing computer defences. Various methods are used to steal identity, banking details and personal information.
So, in the face of these threats, what does the average computer user do to stay safe?
- Using strong passwords is the number one safeguard you can have. Hackers have a number of sophisticated techniques to break passwords so complex passwords that are not common words are critical. Even better are ‘pass phrases’ A sentence such as ‘I like sport!’ is so easy for someone to remember without writing down but difficult to crack as it is three words.
- Be wary of emails, regardless of where they seem to be coming from. Always browse to your banking site and log in. Never click on a link.
- Make sure that your computer software is regularly patched. Updates for Windows and other programs such as Adobe Reader, etc. are issued monthly. These updates patch up vulnerabilities that are constantly discovered.
- Use firewalls and good antivirus software. Nowadays all too often a virus is designed to steal identity by recording all keystrokes.
- If you are travelling with your laptop consider using encryption to protect your personal and business data in the case of loss or theft.
Although threats on the internet are real, with sensible safeguards we can enjoy the benefits that technology brings and stay safe online.